Types of Accounts
There are different types of accounts to help you manage your money or business activities. Each type has a specific purpose, like saving money, handling daily expenses, or recording business transactions.
Savings Account
- EARN INTREST : Usually between 4.4-5.5% p.a.
- SAFETY OF FUNDS: Money is secured and insured.
- EASE OF ACCESS: Withdraw money anytime via ATM or UPI.
- HELPS BUILD BANKING HISTORY: Useful when applying for loans or credit cards.
- LOW MINIMUM BALANCE: No deduction of any charges
Current Account
- UNLIMITED TRANSACTION
- OVERDRAFT FACILITY
- HIGH TRANSACTION LIMIT
- EASY FUND TRANSFER
- MULTI-LOCATION ACCESS
Salary Account
- ZERO MINIMUM BALANCE
- QUICK SALARY CREDIT
- FREE DEBIT CARD AND ATM ACCESS
- COMPLIMENTORY SERVICES
- EASY LOAN APPROVALS
Fixed Deposit Account
- GUARANTEED RETURNS
- HIGHER INTEREST RATES THAN SAVINGS ACCOUNT
- SAFE INVESTMENT
- EASY TO OPEN AND MANAGE
- IDEAL FOR SENIOR CITIZENS
- INTEREST RATE WILL BE 15-20% p.a
Recurring Deposit Account
- DISCIPLINED SAVINGS
- FIXED RETURNS
- SAFE AND RISK FREE
- LOAN AGAINST RD
- NO MARKET DEPENDENCY
- INVEST RS.2000 PER MONTH FOR 2 YEARS AT THE INTEREST RATE OF 10% P.A
Joint Account
- SHARED FINANCIAL RESPONSIBILITY
- EASY FUND MANAGEMENT
- CONVENIENT FOR EMERGENCIES
- FLEXIBILITY IN TRANSACTIONS
- EASIER LOAN OR CREDIT APPROVALS
Royal Wealth Account
- NO INTEREST
- NO SERVICE CHARGES
- 100% SECURED FUNDS
- LOANS WILL BE FREE
- PRIVATE JET’S AND HELICOPTER FOR TRAVELLING
- NATIONAL AND INTERNAL TOURS FREE
- HOTELS ARE FREE (5 STAR AND 7 STAR)
- TERMS AND CONDITIONS APPLIED
DEMAT Account
- SAFE AND SECURE
- EASY ACCESS
- PAPERLESS TRANSACTIONS
- SEAMLESS TRANSFER
- FASTER AND SIMPLIFIES TRACING
NRI Account
- EASY AND CONVENIENT BANKING
- TAX BENEFITS
- SECURELY TRANSFER FUNDS
- INVEST IN INDIA
- EARN INTEREST ON DEPOSITS
A bonus of 8% – 10% will be awarded on deposits of ₹15,000 or more. Provided the individual has clear payment history
Other Accounts
We offer a wide range of account types to meet different customer needs:
- Gold Account (Domestic & International) – Minimum balance of ₹50 Crores
- Platinum Account (Domestic & International) – Minimum balance of ₹100 Crores
- Premium Account – Spend of ₹3,00,000 per month
- Senior Citizen Account – Special benefits for customers aged 60 and above
- Women & Girl Account – Tailored features for women and girls
- Student Account – Designed for students with easy access and no/minimal charges
Important Note:
PAN Card, Aadhaar, Mobile Number, Email ID, and Nominee details are mandatory for opening any account.